Joel Nicol
Financial Adviser
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About
Joel Nicol is an ASIC-registered financial adviser based in Bondi Junction, NSW, dedicated to helping clients achieve their financial goals with tailored advice and comprehensive strategies. Joel holds a Bachelor of Commerce (Financial Planning) from the University of Wollongong (2007) and has continually expanded his expertise with qualifications including Self Managed Superannuation Funds (International Institute of Technology, 2011), the Accredited Listed Product Adviser Program (Kaplan Professional, 2014), and SMSF Specialist Advisor (SSA) accreditation from the SMSF Association (2021). Demonstrating his commitment to ethical practice, Joel completed FPC002B Ethics and Professionalism in Financial Advice (Kaplan Higher Education, 2025) and is a proud member of the Financial Advice Association of Australia (FAAA). Joel is authorized to provide advice on a wide range of financial products, including superannuation, insurance, wealth management, and retirement planning. He specialises in assisting clients with Investment Life Insurance, Life Risk Insurance, Securities, Retirement Savings Accounts, and Government Debt Securities. Key services include: • Superannuation advice and SMSF strategies • Comprehensive insurance solutions • Wealth creation and management • Retirement planning and income streams • Investment advice and portfolio construction Ready to take control of your financial future? Contact Joel today to schedule a consultation and discover how personalized financial advice can make a difference.
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Frequently Asked Questions
What types of financial advice does Joel Nicol offer?
Joel Nicol provides advice on superannuation, insurance, wealth management, retirement planning, Investment Life Insurance, Life Risk Insurance, Securities, Retirement Savings Accounts and Government Debt Securities. He can help you with everything from building wealth to protecting your assets and planning for a comfortable retirement.
What are Joel Nicol's qualifications and experience?
Joel Nicol holds a Bachelor of Commerce (Financial Planning) from the University of Wollongong, as well as qualifications in Self Managed Superannuation Funds, the Accredited Listed Product Adviser Program, and SMSF Specialist Advisor accreditation. He is also a member of the Financial Advice Association of Australia (FAAA), ensuring he adheres to the highest professional and ethical standards.
How does Joel Nicol approach financial planning?
Joel takes a client-centered approach, focusing on understanding your unique circumstances, goals, and risk tolerance. He then develops a tailored financial plan designed to help you achieve your objectives, providing ongoing support and guidance along the way.
What can I expect during my initial consultation with Joel Nicol?
During your initial consultation, Joel will take the time to get to know you and your financial situation. He will ask questions about your goals, income, expenses, assets, and liabilities. This information will help him develop a preliminary assessment of your needs and identify potential opportunities.
How can Joel Nicol help me with my superannuation?
Joel can provide advice on a range of superannuation matters, including choosing the right fund, consolidating your super accounts, and developing a retirement income strategy. He is also an SMSF Specialist Advisor, qualified to provide specialist advice on self-managed super funds.
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