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Timothy Nicholls

Financial Adviser

Palladium Financial Services
Toowoomba, QLD 4350

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About

Timothy Nicholls is an ASIC-registered financial adviser based in Toowoomba, Queensland, dedicated to helping clients achieve their financial goals with tailored advice and strategies. With a Bachelor of Business (Banking and Finance) from the University of Southern Queensland (1997) and a Graduate Diploma of Financial Planning from Kaplan Higher Education Pty Limited (2022), Timothy combines a strong academic foundation with practical knowledge to deliver comprehensive financial solutions. As a member of the Financial Advice Association of Australia (FAAA), Timothy adheres to the highest ethical and professional standards. He is authorized to provide advice on a range of financial products, including superannuation, insurance, and retirement planning, ensuring his clients have access to the guidance they need to make informed decisions. Timothy specializes in helping individuals and families build a secure financial future through: • Superannuation advice to maximize retirement savings • Insurance solutions to protect against unforeseen events • Retirement planning to ensure a comfortable lifestyle • Investment Life Insurance strategies to grow wealth • Life Risk Insurance to safeguard loved ones • Retirement Savings Accounts advice to accumulate wealth in a tax-effective manner • Government Debt Securities guidance. Ready to take control of your financial future? Contact Timothy Nicholls today to schedule a consultation and discover how he can help you achieve your financial aspirations.

Specialisations

Areas of Expertise

Investment Life Insurance Life Risk Insurance Retirement Savings Accounts Government Debt Securities Superannuation advice Retirement planning Insurance solutions

Client Types

Personal Investors

Services

Superannuation Advice Insurance Retirement Planning
Languages: English

Licence & Registration Details

Verify credentials independently before engaging services

Australian Financial Services Licence

000244252

Verify on ASIC Register

Authorised Representative Number

000263556

Verify on MoneySmart Register

Frequently Asked Questions

What types of financial advice does Timothy Nicholls offer?

Timothy Nicholls specializes in providing advice on superannuation, insurance, and retirement planning, as well as Investment Life Insurance, Life Risk Insurance, Retirement Savings Accounts and Government Debt Securities.

What qualifications does Timothy Nicholls have?

Timothy Nicholls holds a Bachelor of Business (Banking and Finance) from the University of Southern Queensland and a Graduate Diploma of Financial Planning from Kaplan Higher Education Pty Limited.

What is the process of working with Timothy Nicholls?

The process typically begins with an initial consultation to understand your financial goals and current situation. Timothy will then develop a personalized financial plan tailored to your needs, followed by ongoing support and reviews to ensure you stay on track.

Is Timothy Nicholls a member of any professional associations?

Yes, Timothy Nicholls is a member of the Financial Advice Association of Australia (FAAA), demonstrating his commitment to upholding high standards of ethical and professional conduct.

How can Timothy Nicholls help me with my retirement planning?

Timothy can help you develop a comprehensive retirement plan that considers your desired lifestyle, risk tolerance, and investment options, ensuring you have a comfortable and financially secure retirement.

Get in Touch

Contact Timothy directly for personalised advice.

Disclaimer: WealthWorks provides this directory for informational purposes only. We do not endorse any professional listed and recommend conducting your own due diligence before engaging any services. Always verify credentials and licenses through official registers.