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RK

Richard Koral

Financial Adviser

EFC Financial Services Pty Ltd (Trading as EFC Private)
Adelaide, SA 5000

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About

Richard Koral is an ASIC-registered financial adviser based in Adelaide, SA, dedicated to providing comprehensive and personalised financial advice. With a Bachelor of Commerce from the University of Tasmania (1993), Richard became a Chartered Accountant in 1999 and completed his Diploma of Financial Planning and Certified Financial Planner certification in 2000. Richard’s extensive qualifications and memberships with Chartered Accountants Australia and New Zealand (CA ANZ), the Financial Advice Association of Australia (FAAA), and the Taxation Institute of Australia demonstrate his commitment to upholding the highest professional standards. He is authorised to provide advice on a wide range of financial products, including superannuation, insurance, wealth management, and retirement planning, as well as Investment Life Insurance, Life Risk Insurance, Securities, Retirement Savings Accounts and Government Debt Securities. Richard offers tailored solutions to help you achieve your financial goals. Key services include: • Superannuation advice • Insurance solutions • Wealth management strategies • Retirement planning Richard is committed to building long-term relationships with his clients, providing ongoing support and guidance to help them navigate the complexities of the financial landscape. Contact Richard today to arrange a consultation and take the first step towards a secure financial future.

Specialisations

Areas of Expertise

Investment Life Insurance Life Risk Insurance Securities Retirement Savings Accounts Government Debt Securities Superannuation strategies Retirement planning Wealth accumulation Insurance solutions Investment advice

Client Types

Personal Investors

Services

Superannuation Advice Insurance Wealth Management Retirement Planning
Languages: English

Licence & Registration Details

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Australian Financial Services Licence

000230323

Verify on ASIC Register

Authorised Representative Number

000242763

Verify on MoneySmart Register

Frequently Asked Questions

What types of financial advice does Richard Koral provide?

Richard Koral provides advice on superannuation, insurance, wealth management, retirement planning, Investment Life Insurance, Life Risk Insurance, Securities, Retirement Savings Accounts and Government Debt Securities. He creates tailored strategies to help you achieve your financial goals.

What qualifications does Richard Koral have?

Richard holds a Bachelor of Commerce, is a Chartered Accountant, and is a Certified Financial Planner. He continually updates his knowledge to provide the best possible advice.

What is Richard Koral's approach to financial planning?

Richard focuses on building long-term relationships with his clients. He takes the time to understand your individual circumstances and goals before developing a personalized financial plan.

How does Richard Koral stay up-to-date with changes in the financial industry?

Richard maintains memberships with professional bodies such as Chartered Accountants Australia and New Zealand (CA ANZ), the Financial Advice Association of Australia (FAAA), and the Taxation Institute of Australia, which provide ongoing training and resources.

What can I expect during my first meeting with Richard?

During your initial consultation, Richard will discuss your current financial situation, your goals, and your risk tolerance. This will help him to develop a tailored financial plan to meet your specific needs.

Get in Touch

Contact Richard directly for personalised advice.

Disclaimer: WealthWorks provides this directory for informational purposes only. We do not endorse any professional listed and recommend conducting your own due diligence before engaging any services. Always verify credentials and licenses through official registers.