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Julie Penfold

Financial Adviser

Coastline Advice / Coastline Financial Group Pty Ltd
Torquay, VIC 3228

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About

Julie Penfold is an ASIC-registered financial adviser based in Torquay, VIC, dedicated to helping clients achieve their financial goals with clarity and confidence. With a strong educational foundation including a Bachelor of Arts in Education and a Bachelor of Commerce from Deakin University, Julie further honed her expertise with a Diploma of Financial Planning from the FPA and specialist training in Self Managed Superannuation Funds, Margin Lending, and ASX Listed Products. Julie is authorised to provide advice on a comprehensive range of financial products, ensuring tailored solutions for every client's unique needs. This includes expert guidance on superannuation, insurance, wealth management, and retirement planning. Her knowledge extends to Investment Life Insurance, Life Risk Insurance, Securities, Derivatives, Retirement Savings Accounts, and Government Debt Securities, providing a holistic approach to financial well-being. • Superannuation Advice • Retirement Planning • Wealth Management • Insurance Solutions • Investment Strategies Julie's commitment to ethical and professional conduct is reflected in her ongoing professional development, including FPC002B Ethics and Professionalism in Financial Advice. Let Julie Penfold help you navigate the complexities of the financial landscape and build a secure future. Contact us today to schedule a consultation and take the first step towards achieving your financial aspirations.

Specialisations

Areas of Expertise

Investment Life Insurance Life Risk Insurance Securities Derivatives Retirement Savings Accounts Government Debt Securities Superannuation Advice Retirement Planning Wealth Management Insurance Solutions Investment Strategies SMSF Advice

Client Types

Personal Investors SMSF

Services

Superannuation Advice Insurance Wealth Management Retirement Planning
Languages: English

Licence & Registration Details

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Australian Financial Services Licence

000232706

Verify on ASIC Register

Authorised Representative Number

000264231

Verify on MoneySmart Register

Frequently Asked Questions

What types of financial advice does Julie Penfold offer?

Julie Penfold provides advice on a broad range of financial areas, including superannuation, retirement planning, wealth management, and insurance. She is qualified to advise on Investment Life Insurance, Life Risk Insurance, Securities, Derivatives, Retirement Savings Accounts and Government Debt Securities.

What are Julie Penfold's qualifications?

Julie holds a Bachelor of Arts in Education and a Bachelor of Commerce from Deakin University, a Diploma of Financial Planning from the FPA, and has completed specialist training in Self Managed Superannuation Funds, Margin Lending, and is an Accredited Listed Product Adviser (ASX ALPA).

How does Julie Penfold work with clients?

Julie works closely with her clients to understand their financial goals and develop tailored strategies to help them achieve those goals. This involves a comprehensive assessment of their current financial situation, risk tolerance, and future aspirations. She provides ongoing support and advice to ensure that their financial plans remain aligned with their evolving needs.

What should I expect during my first meeting with Julie Penfold?

During your first meeting, Julie will discuss your financial goals, current situation, and any concerns you may have. This is an opportunity for you to get to know her and understand how she can help you. She will explain her advice process and answer any questions you may have about her services and fees.

Why is it important to seek advice from an ASIC-registered financial advisor?

Seeking advice from an ASIC-registered financial advisor like Julie Penfold ensures that you are working with a qualified and reputable professional who is bound by ethical and legal obligations to act in your best interests. ASIC registration provides a level of assurance and protection for consumers seeking financial advice.

Get in Touch

Contact Julie directly for personalised advice.

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