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Melinda Harmer

Financial Adviser

Generations Personal & Professional Advice (Nilmar Pty Ltd t/as Generations Personal & Professional Advice)
Wodonga, VIC 3690

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About

Melinda Harmer is an ASIC-registered financial adviser based in Wodonga, committed to helping individuals and families achieve their financial goals. With a Diploma of Financial Services (Financial Planning) from Kaplan Professional (2009) and a Graduate Diploma of Financial Planning from Kaplan Higher Education Pty Limited (expected 2025), Melinda combines practical experience with ongoing education to provide sound and reliable financial advice. As a member of the Financial Advice Association of Australia (FAAA), Melinda adheres to the highest ethical and professional standards. She is authorised to provide advice on a broad range of financial products, including superannuation, insurance, wealth management, and retirement planning. Melinda can also provide advice on Investment Life Insurance, Life Risk Insurance, Securities, and Retirement Savings Accounts. Melinda’s expertise encompasses: • Superannuation advice • Retirement planning • Investment strategies • Insurance solutions • Wealth accumulation Whether you are planning for retirement, seeking to grow your wealth, or need advice on protecting your assets, Melinda is here to guide you. Contact Melinda today to schedule a consultation and take the first step towards a secure financial future.

Specialisations

Areas of Expertise

Investment Life Insurance Life Risk Insurance Securities Retirement Savings Accounts Retirement planning Superannuation advice Wealth management Insurance solutions Investment strategies

Client Types

Personal Investors

Services

Superannuation Advice Insurance Wealth Management Retirement Planning
Languages: English

Licence & Registration Details

Verify credentials independently before engaging services

Australian Financial Services Licence

000238429

Verify on ASIC Register

Authorised Representative Number

000282563

Verify on MoneySmart Register

Frequently Asked Questions

What types of financial advice does Melinda Harmer offer?

Melinda Harmer provides comprehensive financial advice including superannuation, retirement planning, insurance, and wealth management strategies. She can help you with investment life insurance, life risk insurance, securities and retirement savings accounts.

What qualifications does Melinda Harmer have?

Melinda Harmer holds a Diploma of Financial Services (Financial Planning) from Kaplan Professional and is completing a Graduate Diploma of Financial Planning from Kaplan Higher Education Pty Limited.

How can Melinda Harmer help me plan for retirement?

Melinda can help you develop a personalised retirement plan, taking into account your financial goals, risk tolerance, and superannuation to ensure a comfortable and secure retirement.

What professional associations does Melinda Harmer belong to?

Melinda Harmer is a member of the Financial Advice Association of Australia (FAAA), demonstrating her commitment to professional and ethical standards.

What can I expect during my first meeting with Melinda?

During your initial consultation, Melinda will take the time to understand your financial situation, goals, and concerns. She will then outline a clear plan for how she can help you achieve your financial objectives.

Get in Touch

Contact Melinda directly for personalised advice.

Disclaimer: WealthWorks provides this directory for informational purposes only. We do not endorse any professional listed and recommend conducting your own due diligence before engaging any services. Always verify credentials and licenses through official registers.