Ray Ethell
Mortgage Broker
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About
Ray Ethell is a dedicated mortgage broker based in Narrabeen, NSW, working with Non Conforming Loans to provide tailored financial solutions. Ray is committed to helping individuals and families achieve their property ownership dreams and navigate the complexities of the lending landscape. With a focus on personalized service and expert advice, Ray strives to find the best loan options to suit each client's unique circumstances, ensuring a smooth and stress-free experience. Ray possesses a wealth of experience in assisting clients with a diverse range of borrowing needs, including first home purchases, construction projects, refinancing existing loans, and securing bridging finance. He takes the time to understand your financial goals and provides clear, unbiased guidance throughout the entire loan process. Whether you're a first-time buyer, seasoned investor, or looking to consolidate debt, Ray has the knowledge and expertise to help you make informed decisions. Ray can assist with: • First Home Buyers • Construction Loans • Bridging Loans • Loan Refinancing • Investment Properties Contact Ray today to discuss your mortgage needs and take the first step towards achieving your property goals. Benefit from his expertise and personalized service in Narrabeen and surrounding areas.
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Frequently Asked Questions
What areas in NSW does Ray Ethell at Non Conforming Loans serve?
Ray Ethell is based in Narrabeen, NSW, and serves clients throughout the surrounding areas. He's available to provide expert mortgage advice and assistance to individuals and families in Narrabeen and beyond, ensuring personalized service and tailored solutions.
Can Ray Ethell help me refinance my existing home loan?
Yes, Ray Ethell specializes in loan refinancing. He can assess your current loan and explore options to potentially secure a lower interest rate, consolidate debt, or access equity for renovations or other investments. He'll help you determine if refinancing is the right move for your financial situation.
I'm a first home buyer in Narrabeen. Can Ray Ethell guide me through the process?
Absolutely! Ray has significant experience helping first home buyers navigate the complexities of the mortgage process. He will explain the various loan options available, assist with the application process, and provide guidance every step of the way, making your first home buying experience as smooth as possible.
What types of construction loans can Ray Ethell assist with?
Ray Ethell can assist with various types of construction loans, whether you're building a new home, renovating an existing property, or undertaking a major extension. He understands the unique requirements of construction finance and can help you find a loan that meets your specific needs and budget.
What is a bridging loan and how can Ray Ethell help me with one?
A bridging loan is a short-term loan used to 'bridge' the gap between buying a new property and selling an existing one. Ray Ethell can assess your eligibility for a bridging loan and help you navigate the application process, ensuring you have the necessary funds to secure your dream home while selling your current one.
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