Gareth Ratcliffe
Mortgage Broker
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About
Gareth Ratcliffe is a dedicated mortgage broker at Mortgage Planning & Finance Pty Ltd, located in St Leonards, NSW. With a strong commitment to providing tailored financial solutions, Gareth helps clients navigate the complexities of the lending market to achieve their property ownership goals. His expertise and personalized service make him a trusted partner for anyone seeking mortgage assistance in the St Leonards area. Gareth specializes in several key areas, including assisting first home buyers in realizing their dreams of homeownership, guiding clients through construction loan options, and providing expert advice on bridging loans. He also excels in refinancing existing loans to help clients secure better rates and terms. Gareth's comprehensive knowledge ensures that each client receives the best possible mortgage solution tailored to their individual circumstances. Gareth can assist with: • First Home Buyers • Bridging Loans • Construction Loans • Loan Refinancing • Investment Properties Contact Gareth today to discuss your mortgage needs and take the first step towards securing your financial future. He's ready to help you navigate the lending landscape and find the perfect solution for your unique situation.
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Frequently Asked Questions
What types of loans can Gareth Ratcliffe from Mortgage Planning & Finance Pty Ltd help me with?
Gareth Ratcliffe specializes in a variety of loan types, including first home buyer loans, construction loans, bridging loans, and refinancing options. He can assess your individual needs and recommend the most suitable loan product for your specific situation.
Does Gareth Ratcliffe offer assistance to first home buyers in St Leonards?
Yes, Gareth has a proven track record of helping first home buyers navigate the complexities of purchasing their first property. He provides guidance on everything from understanding grants and incentives to securing the right mortgage for their needs.
Can Gareth Ratcliffe help me refinance my existing home loan?
Absolutely. Gareth can assess your current loan and explore refinancing options to potentially secure a lower interest rate, better terms, or consolidate debt. He'll work to find a refinancing solution that aligns with your financial goals.
What is a bridging loan and how can Gareth Ratcliffe help me with one?
A bridging loan is a short-term loan used to 'bridge' the gap between buying a new property and selling an existing one. Gareth can explain the intricacies of bridging loans and help you determine if this type of financing is right for your situation.
Is Mortgage Planning & Finance Pty Ltd located near me in St Leonards, NSW?
Mortgage Planning & Finance Pty Ltd, where Gareth Ratcliffe works, is located in St Leonards, NSW. This makes it convenient for local residents to access his expert mortgage advice and personalized service.
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