Tom Carmody
Mortgage Broker
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About
Tom Carmody is a dedicated mortgage broker and the Director of Craft Financial, located in Ringwood North, VIC. Tom and his team at Craft Financial prioritize building strong, meaningful relationships with their clients, ensuring that every decision is driven by your specific financial goals. Tom provides an honest and client-focused service to help you navigate the complexities of the lending landscape and achieve your property dreams. Craft Financial specializes in assisting first home buyers in entering the property market, helping existing homeowners upgrade to their dream homes, guiding property investors in expanding their portfolios, and supporting individuals looking to refinance their existing loans. They are committed to understanding your unique circumstances and tailoring effective strategies to help you secure the ideal home loan solution. Craft Financial is available 7 days a week. Tom can assist with: • First Home Buyers • Investment Properties • Refinancing • Construction Loans • Upgraders Contact Tom Carmody today to discuss your lending needs and experience the Craft Financial difference. Let Tom help you navigate the mortgage process with confidence and achieve your property ownership aspirations.
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Frequently Asked Questions
What areas does Tom Carmody at Craft Financial serve?
Tom Carmody, based in Ringwood North, VIC, primarily serves clients in the surrounding areas. However, with today's technology, he can assist clients throughout Victoria and potentially Australia-wide. Contact Craft Financial to discuss your specific location and lending needs.
What types of clients does Craft Financial typically work with?
Craft Financial specializes in assisting a diverse range of clients, including first home buyers, upgraders looking for larger properties, and seasoned property investors seeking to expand their portfolios. They also help individuals refinance existing loans to secure better rates or consolidate debt.
Can Tom Carmody help me with a construction loan?
Yes, Tom Carmody at Craft Financial has expertise in construction loans. He can guide you through the process of securing financing for building a new home or undertaking significant renovations, ensuring you get the right loan to match your project's requirements.
What is the process of working with Craft Financial for a home loan?
Working with Craft Financial begins with an initial consultation to understand your financial situation and goals. Tom and his team then research and present suitable loan options, guide you through the application process, and provide ongoing support until your loan is settled. They aim to make the entire process as seamless as possible.
How can Craft Financial help first home buyers?
Craft Financial provides comprehensive support for first home buyers, including explaining the various loan options, assisting with the First Home Owner Grant application, and guiding you through each step of the purchasing process. Tom aims to make the journey into homeownership a smooth and successful one.
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