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Mortgage Brokers in Templestowe, VIC

Explore 17 mortgage brokers in Templestowe. Filter by services such as First Home Buyers and Investment Properties, and compare profiles side by side.

Compare specialties Licensed & regulated

Quick Insights: Mortgage Services in Templestowe

  • Profiles available: 17 mortgage brokers
  • Popular specialties: First Home Buyers, Investment Properties, Refinancing
  • Serving Templestowe, St Kilda, Malvern East & Doncaster East and nearby areas
  • Compare services, expertise and focus areas before contacting

Meet Mortgage Brokers in Templestowe

In Templestowe, you'll find professionals specialising in First Home Buyers and Investment Properties. If you're comparing options, review each profile's specialties and approach before making a decision.

Carlo Colangelo - Mortgage Broker

Carlo Colangelo

Mortgage Broker

The 500 Group

Templestowe, VIC
Investment Properties Refinances First home buyers +4 more
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Yukti Saxena - Mortgage Broker

Yukti Saxena

Mortgage Broker

With Pride Finance

Templestowe, VIC
Investment Properties Construction Loans First Home Buyers +1 more
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Ratanjit Singh - Mortgage Broker

Ratanjit Singh

Mortgage Broker

AusPac Finance

Templestowe, VIC
Property Investors Self Employed Construction Loan +5 more
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RB

Rodney Buxton

Mortgage Broker

Liberty

Templestowe, VIC
Construction Loans Owner Occupied Loans Property Investors +4 more
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LC

Liting Chen

Mortgage Broker

Plenitude Financial

Templestowe, VIC
First Home Buyers Investment Properties Refinancing
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SG

Samantha Ghostine

Mortgage Broker

Mortgage Choice

Templestowe, VIC
Owner Occupied Loans Construction Loans Loan Refinancing +2 more
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RG

Rajat Goel

Mortgage Broker

JKB Finance

Templestowe, VIC
First Home Buyers Investment Properties Loan Refinancing +3 more
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GK

George Kapelles

Mortgage Broker

MoneyQuest

Templestowe, VIC
First Home Buyers Owner Occupied Loans Loan Refinancing +2 more
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AK

Anne Kharoufeh

Mortgage Broker

Brokers Melbourne

Templestowe, VIC
First Home Buyers Property Investors Loan Refinancing +6 more
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MP

Michael Pham

Mortgage Broker

Templestowe, VIC
Investment Properties Property Investors Loan Refinancing +1 more
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LR

Lyle Rohde

Mortgage Broker

Australian Capital Solutions Pty Ltd

Templestowe, VIC
Loan Refinancing Bridging Loans Property Investors +3 more
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IS

Ivan Sango

Mortgage Broker

Hillross - I-Think Financial Group

Templestowe, VIC
Investment Properties Owner Occupied Loans Bridging Loans +3 more
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PT

Prashant Thakkar

Mortgage Broker

Loancraft

Templestowe, VIC
Property Investors Owner Occupied Loans Construction Loans +2 more
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LT

Lily Tian

Mortgage Broker

Idealily Finance

Templestowe, VIC
Owner Occupied Loans Property Investors Loan Refinancing +4 more
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KW

Kevin Wu

Mortgage Broker

Zinnker Capital Pty Ltd

Templestowe, VIC
Investment Properties Property Investors Owner Occupied Loans +1 more
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KZ

Kevin Zhang

Mortgage Broker

Kaizen Finance

Templestowe, VIC
Investment Properties Property Investors Loan Refinancing +4 more
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JZ

Jimmy Zhao

Mortgage Broker

Zinnker Finance

Templestowe, VIC
First Home Buyers Investment Properties Loan Refinancing +3 more
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How to Choose a Mortgage Broker in Templestowe

Not all mortgage brokers are the same. Whether you need help with first home buyers or investment properties, here's what to look for when comparing brokers in Templestowe:

1

Check Their Lender Panel

A broker with access to a wide panel of lenders (20–40+) can compare more products on your behalf. Ask how many lenders they work with and whether they include both major banks and specialist lenders.

2

Match Their Specialty to Your Needs

If you're looking for help with first home buyers or investment properties, prioritise brokers who list those as specialties. A broker experienced in your loan type will navigate the process more efficiently.

3

Understand How They're Paid

Most mortgage brokers are paid a commission by the lender at no direct cost to you. Some may charge a service fee for complex scenarios. Always confirm the payment structure upfront.

4

Ask About Turnaround Times

If you're buying at auction or working to a settlement deadline, ask the broker about their typical approval timelines and how they handle time-sensitive applications.

5

Review Their Experience

Look at years of experience, client types they typically work with, and whether they have specific knowledge of the Templestowe property market and lending environment.

6

Compare 2–3 Profiles

Don't settle on the first broker you find. Shortlisting a few options and comparing their approach, communication style, and expertise usually leads to a better outcome.

Take the time to compare. The right broker can save you thousands over the life of your loan. All professionals listed here are licensed and operate under Australian regulatory standards.

Local Guidance for Templestowe Clients

How a mortgage broker can help depending on your situation

Buying Property in Templestowe

Buying property in Templestowe is a significant decision. Working with a mortgage broker who understands the local Victoria market can give you an advantage when it comes to finance.

  • Get pre-approved so you know your borrowing capacity before inspections
  • Compare home loan products across 20–40+ lenders in one place
  • Understand upfront costs including stamp duty, legal fees, and lender charges
  • Receive guidance on documentation and what lenders look for in an application
  • Get insights from a broker familiar with the Templestowe property landscape

Browse brokers above who specialise in helping buyers in Templestowe.

Refinancing in Templestowe

Homeowners in Templestowe often refinance to take advantage of changing market conditions. A mortgage broker can assess whether switching lenders or restructuring your loan makes financial sense.

  • Compare your current rate against what's available from other lenders
  • Consolidate multiple debts into a single, lower-rate loan
  • Switch from variable to fixed (or vice versa) to suit your risk preference
  • Access equity in your property for renovations, investments, or other goals
  • Understand break costs, exit fees, and whether refinancing is worth it

Review broker profiles to find specialists in refinancing and loan restructuring.

Investment Loans in Templestowe

Whether you're purchasing your first investment property or expanding an existing portfolio, the right loan structure can make a significant difference to your cash flow and returns.

  • Structure loans to maximise tax efficiency and cash flow
  • Compare interest-only vs principal-and-interest options for your situation
  • Understand lender policies on rental income, serviceability, and LVR limits
  • Plan borrowing capacity across multiple properties in your portfolio
  • Get advice on cross-collateralisation and when to avoid it

Find brokers experienced with investment property finance above.

Frequently Asked Questions

How do mortgage brokers get paid in Australia?
Many brokers are paid via lender commission after settlement, and some may charge a service fee depending on the service. Always confirm how compensation works before you proceed.
What documents are usually required?
Common documents include identification, proof of income, recent bank statements, and details of existing debts. The exact list depends on the lender and your circumstances.
How many lenders does a typical broker work with?
It varies. Some have access to a broad lender panel, while others use a smaller selection. Ask about lender access if that matters to you.
Can a mortgage broker help improve borrowing capacity?
They can suggest practical steps such as reducing liabilities or restructuring finances before applying. Outcomes depend on your personal situation and lender policies.
What's the difference between a broker and a bank lender?
A bank lender offers products from one institution. A broker may be able to compare options across multiple lenders, depending on their lender panel.
Are mortgage brokers regulated in Australia?
Yes. Mortgage brokers typically operate under licensing and regulatory requirements. You can ask about their licence status and professional memberships if you want reassurance.
Is it free to speak with a mortgage broker?
Initial discussions are often free, but it depends on the professional and service type. It's best to confirm upfront before proceeding.
Do mortgage brokers charge upfront fees?
Many do not charge upfront, but policies differ. Review the profile details and confirm any fees before you begin.

Why Compare Brokers on WealthWorks?

WealthWorks helps Australians find trusted financial professionals across the country. Compare specialties, view profiles, and connect with brokers who match your financial needs.