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Zibya Jhingoor

Zibya Jhingoor

Mortgage Broker

AZJ Finance
West Melbourne, VIC 3003
14+ years experience

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About

Meet Zibya Jhingoor from AZJ Finance, your dedicated mortgage broker located in West Melbourne, VIC. With over 14 years of experience in the banking and finance industry, Zibya brings a wealth of knowledge gained from working at leading financial institutions in Australia, including CBA, Bankwest, AMP, and BT Financial Group. Her passion lies in helping clients navigate the often-complex mortgage landscape, providing tailored solutions to achieve their property ownership dreams. Zibya's commitment to exceptional service and personalised strategies makes her a trusted partner in your financial journey. She takes the time to understand your unique circumstances and goals, ensuring you receive the most suitable loan options. Zibya's diverse background and extensive experience equip her to handle various lending scenarios, making her a valuable asset for both first-time buyers and seasoned investors. She prides herself on building lasting relationships with her clients based on trust, transparency, and a genuine desire to see them succeed. Whether you're looking to purchase your first home, expand your investment portfolio, or simply refinance your existing loan, Zibya is here to guide you every step of the way. With her expertise and dedication, you can be confident that you're making informed decisions that align with your financial objectives. Let Zibya at AZJ Finance help you unlock the door to your property goals. Zibya specializes in assisting self-employed individuals and those who face challenges in accessing finance. She expertly structures loans to achieve the most favorable outcomes for her clients, whether they're buying their dream family home or expanding their investment property portfolio. Zibya's client-centric approach involves understanding your financial goals and providing appropriate strategies to help you achieve them. Her strong negotiation skills, honed over years of client service, ensure that you receive the best possible terms and conditions on your loan. She prioritizes clear communication and a friendly, professional service, making the mortgage process as smooth and stress-free as possible. By staying up-to-date with the latest industry trends and regulations, Zibya provides informed advice and proactive solutions tailored to your specific needs. Her commitment to excellence extends beyond securing a loan; she aims to empower you with the knowledge and resources to make informed financial decisions and grow your assets. Services offered: • First Home Buyers • Investment Properties • Loan Refinancing • Construction Loans • Low Doc Loans • Bridging Loans • Car Loans Contact Zibya Jhingoor at AZJ Finance today to discuss your mortgage needs and discover how she can help you achieve your financial aspirations. With her extensive experience, personalised service, and unwavering commitment to your success, Zibya is the ideal partner to guide you through the mortgage process and help you build a secure financial future.

Specialisations

Areas of Expertise

Loan Refinancing Property Investors Owner Occupied Loans Construction Loans First Home Buyers Investment Properties Refinancing Self-Employed Lending Low Doc Loans Bridging Loans Car Loans

Client Types

Personal Investors Self-Employed

Services

Residential Lending Property Investment

Service Areas

West Melbourne Melbourne Thomastown Fawkner Campbellfield Coburg Coburg North Meadow Heights Epping Brunswick Roxburgh Park Preston Reservoir Reservoir North
Languages: English

Licence & Registration Details

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Professional Accreditations

MFAA

Frequently Asked Questions

What services does Zibya Jhingoor at AZJ Finance offer?

Zibya Jhingoor at AZJ Finance offers a range of mortgage broking services including assistance for first home buyers, investment property loans, refinancing, construction loans, low doc loans, bridging loans, and car loans. She provides personalized service and tailored strategies to help clients achieve their financial goals.

Can Zibya Jhingoor help self-employed individuals with their mortgage needs?

Yes, Zibya Jhingoor specializes in assisting self-employed individuals with their mortgage needs. She understands the unique challenges faced by self-employed borrowers and can help them secure suitable loan options, including low doc loans.

What are Zibya Jhingoor's qualifications and experience?

Zibya Jhingoor has over 14 years of experience in the banking and finance industry. She holds a Bachelor of Business (Banking and Finance), Diploma of Business (Banking and Finance), Diploma of Financial Services (Financial Planning), and Certificate IV Finance and Mortgage Broking.

How does Zibya Jhingoor at AZJ Finance help first home buyers?

Zibya Jhingoor guides first home buyers through the entire mortgage process, from understanding their borrowing capacity to securing the right loan. She provides clear explanations, helps with paperwork, and ensures they make informed decisions about their first home purchase.

Where is AZJ Finance located and which areas does Zibya Jhingoor serve?

AZJ Finance is located in West Melbourne, VIC. While based in West Melbourne, Zibya Jhingoor assists clients across Victoria and can potentially serve clients in other parts of Australia depending on their needs. Contact her to discuss your specific location and requirements.

Get in Touch

Contact Zibya directly for personalised advice.

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