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Mortgage Brokers in Stirling, WA

Choosing the right mortgage broker in Stirling, WA can make a significant difference. Browse 16 professionals and compare experience, expertise, and loan types.

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Quick Insights: Mortgage Services in Stirling

  • • Profiles available: 16 mortgage brokers
  • • Popular specialties: Investment Properties, First Home Buyers, Refinancing
  • • Serving Stirling, Perth, Osborne Park & Wembley and nearby areas
  • • Compare services, expertise and focus areas before contacting

Meet Mortgage Brokers in Stirling

We currently list 16 mortgage brokers in Stirling. These professionals assist with a range of loan types including owner-occupied home loans, investment property finance, refinancing and more. You can compare their specialties, business affiliations, and service focus before contacting them directly.

Rick Moffitt - Mortgage Broker

Rick Moffitt

Mortgage Broker

Propel Mortgage Centre

Stirling, WA
Construction Loans Property Investors Loan Refinancing +3 more
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Matt Posselt - Mortgage Broker

Matt Posselt

Mortgage Broker

Elite Finance Australia

Stirling, WA
Loan Refinancing Investment Properties Property Investors +2 more
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PC

Paul Callery

Mortgage Broker

Able Finance Broking Services

Stirling, WA
Property Investors Construction Loans Owner Occupied Loans +4 more
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SC

Steve Chapman

Mortgage Broker

Elysium Peak Finance

Stirling, WA
First Home Buyers Investment Properties Refinancing
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DD

Dylan Donoghue

Mortgage Broker

FQ Finance

Stirling, WA
First Home Buyers Owner Occupied Loans Property Investors +3 more
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RG

Richard Gaitan

Mortgage Broker

AFG Financial Group

Stirling, WA
First Home Buyers Investment Properties Refinancing
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TJ

Travis Jordan

Mortgage Broker

Progressive Finance

Stirling, WA
Owner Occupied Loans Investment Properties Property Investors +1 more
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AK

Anton Kopti

Mortgage Broker

Motivate Finance

Stirling, WA
Investment Properties Loan Refinancing Bridging Loans +5 more
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JK

Joseph Kung

Mortgage Broker

Sterling Mortgages

Stirling, WA
Owner Occupied Loans Investment Properties Property Investors +4 more
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CM

Carl Matera

Mortgage Broker

Nu-Age Group

Stirling, WA
Property Investors Owner Occupied Loans First Home Buyers +2 more
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LN

Louise Napier

Mortgage Broker

Resolve Finance

Stirling, WA
Construction Loans Owner Occupied Loans First Home Buyers +2 more
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SN

Steven Nestor

Mortgage Broker

Mortgage Choice

Stirling, WA
Investment Properties Loan Refinancing Bridging Loans +2 more
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DR

Dean Reich

Mortgage Broker

Cedar Woods

Stirling, WA
Bridging Loans First Home Buyers Loan Refinancing +3 more
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RR

Raphael Reis

Mortgage Broker

Facto Financial Group

Stirling, WA
First Home Buyers Investment Properties Refinancing
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HS

Harrie Swanson

Mortgage Broker

Smartline

Stirling, WA
Bridging Loans Construction Loans Property Investors +1 more
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BT

Bennett Tomlinson

Mortgage Broker

Forward Finance WA

Stirling, WA
Loan Refinancing Owner Occupied Loans Bridging Loans +4 more
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How to Choose a Mortgage Broker in Stirling

Choosing the right mortgage broker in Stirling depends on your financial goals and circumstances. Here are the key factors to consider before making a decision:

1

Check Their Lender Panel

A broker with access to a wide panel of lenders (20–40+) can compare more products on your behalf. Ask how many lenders they work with and whether they include both major banks and specialist lenders.

2

Match Their Specialty to Your Needs

If you're looking for help with investment properties or first home buyers, prioritise brokers who list those as specialties. A broker experienced in your loan type will navigate the process more efficiently.

3

Understand How They're Paid

Most mortgage brokers are paid a commission by the lender at no direct cost to you. Some may charge a service fee for complex scenarios. Always confirm the payment structure upfront.

4

Ask About Turnaround Times

If you're buying at auction or working to a settlement deadline, ask the broker about their typical approval timelines and how they handle time-sensitive applications.

5

Review Their Experience

Look at years of experience, client types they typically work with, and whether they have specific knowledge of the Stirling property market and lending environment.

6

Compare 2–3 Profiles

Don't settle on the first broker you find. Shortlisting a few options and comparing their approach, communication style, and expertise usually leads to a better outcome.

Browse the profiles above to compare brokers in Stirling by specialty, experience, and services offered. Each profile includes contact details so you can get in touch directly.

Local Guidance for Stirling Clients

How a mortgage broker can help depending on your situation

Buying Property in Stirling

Stirling attracts both owner-occupiers and buyers looking for a practical lifestyle choice in Western Australia. A local mortgage broker can help you navigate the process from start to finish.

  • Get pre-approved so you know your borrowing capacity before inspections
  • Compare home loan products across 20–40+ lenders in one place
  • Understand upfront costs including stamp duty, legal fees, and lender charges
  • Receive guidance on documentation and what lenders look for in an application
  • Get insights from a broker familiar with the Stirling property landscape

Browse brokers above who specialise in helping buyers in Stirling.

Refinancing in Stirling

If your financial situation has changed since you first took out your loan, refinancing could unlock better terms. A broker can compare options across multiple lenders on your behalf.

  • Compare your current rate against what's available from other lenders
  • Consolidate multiple debts into a single, lower-rate loan
  • Switch from variable to fixed (or vice versa) to suit your risk preference
  • Access equity in your property for renovations, investments, or other goals
  • Understand break costs, exit fees, and whether refinancing is worth it

Review broker profiles to find specialists in refinancing and loan restructuring.

Investment Loans in Stirling

Property investors in Stirling and across Western Australia need tailored lending strategies. A mortgage broker experienced with investment loans can help structure your finance to align with your portfolio goals.

  • Structure loans to maximise tax efficiency and cash flow
  • Compare interest-only vs principal-and-interest options for your situation
  • Understand lender policies on rental income, serviceability, and LVR limits
  • Plan borrowing capacity across multiple properties in your portfolio
  • Get advice on cross-collateralisation and when to avoid it

Find brokers experienced with investment property finance above.

Frequently Asked Questions

Can I apply for pre-approval through a mortgage broker? ▾
Yes. Pre-approval can help you understand your budget before making offers. Your professional can guide you through the steps and required documents.
How do mortgage brokers get paid in Australia? ▾
Many brokers are paid via lender commission after settlement, and some may charge a service fee depending on the service. Always confirm how compensation works before you proceed.
What should I ask before choosing a mortgage broker? ▾
Ask about lender access, experience with your loan type, typical turnaround times, and how they are compensated. It also helps to check whether they've handled similar situations to yours.
How long does loan approval usually take? ▾
Timeframes vary by lender and application complexity. Having your documents ready and responding quickly can help reduce delays.
Can a mortgage broker help with investment property finance? ▾
Yes. Many assist investors with loan comparisons, lender policies, and structuring options. Check specialties to find someone experienced with investment scenarios.
Do mortgage brokers only work with major banks? ▾
Not necessarily. Many have access to a panel of lenders that can include major banks and smaller institutions. Lender access varies by professional.
How many lenders does a typical broker work with? ▾
It varies. Some have access to a broad lender panel, while others use a smaller selection. Ask about lender access if that matters to you.
Will applying affect my credit score? ▾
Some checks can impact your credit score depending on how they're performed. Ask the professional how credit checks are handled before applying.

Browse Mortgage Brokers in Nearby Suburbs

Perth 45 brokers Osborne Park 23 brokers Wembley 22 brokers West Perth 20 brokers Morley 20 brokers Joondalup 20 brokers Balcatta 20 brokers West Leederville 19 brokers
View all suburbs in WA →

Free Mortgage & Property Tools

Useful calculators to help with your property journey

Mortgage Repayment Calculator

Estimate your monthly repayments based on loan amount, interest rate, and term.

Try it free

Stamp Duty Calculator

Calculate stamp duty costs for your state and check first home buyer concessions.

Try it free

Property ROI Calculator

Analyse potential returns on investment properties including rental yield and capital growth.

Try it free

Why Compare Brokers on WealthWorks?

WealthWorks helps Australians find trusted financial professionals across the country. Compare specialties, view profiles, and connect with brokers who match your financial needs.

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